/* DCO Article Visual System V2 — VISA123 production stylesheet */
.v123-article__body{
  --v123-blue:#0866f5;
  --v123-blue2:#3b8cff;
  --v123-ink:#10284a;
  --v123-text:#3e526d;
  --v123-muted:#70839a;
  --v123-card:#fff;
  --v123-line:#dfe9f4;
  --v123-soft:#eef6ff;
  --v123-shadow:0 6px 22px rgba(30,68,112,.055);
  --dco-warning:#a45c00;
  --dco-warning-soft:#fff7e8;
  --dco-law:#6654a5;
  --dco-law-soft:#f5f2ff;
  --dco-radius:16px;
}
.v123-article__body .dco-summary,
.v123-article__body .dco-note,
.v123-article__body .dco-warning,
.v123-article__body .dco-law,
.v123-article__body .dco-bottom-summary{margin:26px 0;padding:20px 22px;border:1px solid var(--v123-line);border-radius:var(--dco-radius);background:#fff}
.v123-article__body .dco-summary{border-color:#cfe1ff;background:linear-gradient(135deg,#f4f9ff 0%,var(--v123-soft) 100%)}
.v123-article__body .dco-summary__title,
.v123-article__body .dco-faq>h2{margin:0 0 12px!important;font-size:22px!important;letter-spacing:-.2px}
.v123-article__body .dco-summary__list{padding-left:22px;margin-bottom:0!important}
.v123-article__body .dco-summary__list li{padding-left:3px}
.v123-article__body .dco-summary__list li+li{margin-top:8px}
.v123-article__body .dco-facts{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin:24px 0 32px}
.v123-article__body .dco-fact{min-width:0;padding:17px;border:1px solid var(--v123-line);border-radius:14px;background:#fff;box-shadow:var(--v123-shadow)}
.v123-article__body .dco-fact__icon{display:inline-grid;place-items:center;min-width:38px;height:38px;padding:0 9px;margin-bottom:11px;border-radius:10px;background:var(--v123-soft);color:var(--v123-blue);font-size:13px;font-weight:900}
.v123-article__body .dco-fact__title,
.v123-article__body .dco-fact__text{display:block}
.v123-article__body .dco-fact__title{margin-bottom:5px;color:var(--v123-muted);font-size:12px;font-weight:700}
.v123-article__body .dco-fact__text{color:var(--v123-ink);font-size:16px;line-height:1.3;font-weight:800}
.v123-article__body .dco-note,
.v123-article__body .dco-warning,
.v123-article__body .dco-law{position:relative;padding-left:24px}
.v123-article__body .dco-note:before,
.v123-article__body .dco-warning:before,
.v123-article__body .dco-law:before{content:"";position:absolute;left:0;top:14px;bottom:14px;width:4px;border-radius:0 4px 4px 0}
.v123-article__body .dco-note{background:#fbfdff}
.v123-article__body .dco-note:before{background:var(--v123-blue)}
.v123-article__body .dco-warning{border-color:#f0d8b6;background:var(--dco-warning-soft)}
.v123-article__body .dco-warning:before{background:var(--dco-warning)}
.v123-article__body .dco-law{border-color:#ded7f5;background:var(--dco-law-soft)}
.v123-article__body .dco-law:before{background:var(--dco-law)}
.v123-article__body .dco-note__title,
.v123-article__body .dco-warning__title,
.v123-article__body .dco-law__title{display:block;margin-bottom:8px;color:var(--v123-ink);font-size:17px}
.v123-article__body .dco-note__body>:last-child,
.v123-article__body .dco-warning__body>:last-child,
.v123-article__body .dco-law__body>:last-child{margin-bottom:0}
.v123-article__body .dco-steps{list-style:none;padding:0;margin:18px 0 32px!important}
.v123-article__body .dco-step{display:grid;grid-template-columns:50px minmax(0,1fr);gap:14px;margin:0 0 11px;padding:16px;border:1px solid var(--v123-line);border-radius:14px;background:#fff}
.v123-article__body .dco-step__number{display:grid;place-items:center;width:42px;height:42px;border-radius:11px;background:var(--v123-blue);color:#fff;font-size:13px;font-weight:900;letter-spacing:.04em}
.v123-article__body .dco-step__title{display:block;margin:1px 0 7px;color:var(--v123-ink);font-size:18px}
.v123-article__body .dco-step__body>:last-child{margin-bottom:0}
.v123-article__body .dco-table-wrap{width:100%;margin:22px 0 32px;overflow-x:auto;border:1px solid var(--v123-line);border-radius:14px;background:#fff;-webkit-overflow-scrolling:touch}
.v123-article__body .dco-table{width:100%;min-width:760px;border-collapse:collapse;border-spacing:0}
.v123-article__body .dco-table th,
.v123-article__body .dco-table td{padding:13px 14px;border-right:1px solid var(--v123-line);border-bottom:1px solid var(--v123-line);text-align:left;vertical-align:top}
.v123-article__body .dco-table th:last-child,
.v123-article__body .dco-table td:last-child{border-right:0}
.v123-article__body .dco-table tr:last-child td{border-bottom:0}
.v123-article__body .dco-table th{background:var(--v123-soft);color:var(--v123-ink);font-size:13px;line-height:1.35}
.v123-article__body .dco-checklist{list-style:none;padding:0;margin:16px 0 24px!important}
.v123-article__body .dco-checklist li{position:relative;margin:0 0 8px;padding:11px 14px 11px 43px;border:1px solid var(--v123-line);border-radius:12px;background:#fff}
.v123-article__body .dco-checklist li:before{content:"✓";position:absolute;left:13px;top:10px;display:grid;place-items:center;width:20px;height:20px;border-radius:7px;background:var(--v123-soft);color:var(--v123-blue);font-size:12px;font-weight:900}
.v123-article__body .dco-faq{margin:34px 0}
.v123-article__body .dco-faq__item{margin:0 0 9px;border:1px solid var(--v123-line);border-radius:13px;background:#fff;overflow:hidden}
.v123-article__body .dco-faq__item summary{position:relative;cursor:pointer;padding:15px 46px 15px 17px;color:var(--v123-ink);font-weight:800;list-style:none}
.v123-article__body .dco-faq__item summary::-webkit-details-marker{display:none}
.v123-article__body .dco-faq__item summary:after{content:"+";position:absolute;right:17px;top:50%;transform:translateY(-50%);display:grid;place-items:center;width:24px;height:24px;border-radius:8px;background:var(--v123-soft);color:var(--v123-blue);font-size:18px;line-height:1}
.v123-article__body .dco-faq__item[open] summary:after{content:"−"}
.v123-article__body .dco-faq__answer{padding:0 17px 16px}
.v123-article__body .dco-faq__answer>:last-child{margin-bottom:0}
.v123-article__body .dco-bottom-summary{border-color:#cfe1ff;background:var(--v123-soft)}
.v123-article__body .dco-bottom-summary h2{margin-top:0!important}
@media(max-width:820px){
.v123-article__body .dco-facts{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media(max-width:560px){
.v123-article__body .dco-summary,
.v123-article__body .dco-note,
.v123-article__body .dco-warning,
.v123-article__body .dco-law,
.v123-article__body .dco-bottom-summary{padding:17px 16px}
.v123-article__body .dco-facts{grid-template-columns:1fr;gap:9px}
.v123-article__body .dco-step{grid-template-columns:42px minmax(0,1fr);gap:11px;padding:13px}
.v123-article__body .dco-step__number{width:36px;height:36px;border-radius:9px}
.v123-article__body .dco-table{min-width:680px}
}
.v123-article__body .dco-intro-copy{
  display:grid;
  grid-template-columns:52px minmax(0,1fr);
  gap:16px;
  margin:0 0 24px;
  padding:20px 22px;
  border:1px solid #d8e7fb;
  border-radius:16px;
  background:linear-gradient(135deg,#fff 0%,#f2f8ff 100%);
}
.v123-article__body .dco-intro-copy__icon{
  display:grid;
  place-items:center;
  width:46px;
  height:46px;
  border-radius:14px;
  background:#e8f2ff;
  color:var(--v123-blue);
  font-size:21px;
}
.v123-article__body .dco-intro-copy__text p:last-child{margin-bottom:0}
.v123-article__body .dco-summary{
  position:relative;
  overflow:hidden;
  padding:22px 24px;
  box-shadow:0 8px 26px rgba(30,68,112,.06);
}
.v123-article__body .dco-summary:after{
  content:"";
  position:absolute;
  right:-28px;
  top:-38px;
  width:140px;
  height:140px;
  border-radius:50%;
  background:rgba(8,102,245,.06);
}
.v123-article__body .dco-summary__head{
  display:flex;
  align-items:center;
  gap:13px;
  margin-bottom:13px;
  position:relative;
  z-index:1;
}
.v123-article__body .dco-summary__icon{
  display:grid;
  place-items:center;
  flex:0 0 44px;
  width:44px;
  height:44px;
  border-radius:14px;
  background:#fff;
  border:1px solid #cfe1ff;
  box-shadow:0 5px 14px rgba(8,102,245,.09);
  font-size:21px;
}
.v123-article__body .dco-summary__title{margin:2px 0 0!important}
.v123-article__body .dco-summary__list{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:9px 18px;
  padding:0!important;
  list-style:none;
  position:relative;
  z-index:1;
}
.v123-article__body .dco-summary__list li{
  position:relative;
  margin:0!important;
  padding:10px 12px 10px 34px;
  border:1px solid rgba(207,225,255,.85);
  border-radius:12px;
  background:rgba(255,255,255,.72);
}
.v123-article__body .dco-summary__list li:before{
  content:"✓";
  position:absolute;
  left:11px;
  top:10px;
  color:var(--v123-blue);
  font-weight:900;
}
.v123-article__body .dco-facts{
  gap:14px;
  margin-bottom:24px;
}
.v123-article__body .dco-fact{
  position:relative;
  overflow:hidden;
  padding:18px;
  border-top:3px solid #8eb8ff;
}
.v123-article__body .dco-fact:nth-child(2){border-top-color:#6fc6c1}
.v123-article__body .dco-fact:nth-child(3){border-top-color:#7caf82}
.v123-article__body .dco-fact:nth-child(4){border-top-color:#b496e8}
.v123-article__body .dco-fact__icon{
  width:42px;
  min-width:42px;
  height:42px;
  padding:0;
  font-size:19px;
}
.v123-article__body .dco-toc{
  margin:0 0 28px;
  padding:20px;
  border:1px solid var(--v123-line);
  border-radius:16px;
  background:#fff;
  box-shadow:0 6px 20px rgba(30,68,112,.045);
}
.v123-article__body .dco-toc__head{
  display:flex;
  align-items:center;
  gap:12px;
  margin-bottom:14px;
}
.v123-article__body .dco-toc__head>span{
  display:grid;
  place-items:center;
  width:40px;
  height:40px;
  border-radius:12px;
  background:var(--v123-soft);
  color:var(--v123-blue);
  font-weight:900;
}
.v123-article__body .dco-toc__head strong,
.v123-article__body .dco-toc__head small{display:block}
.v123-article__body .dco-toc__head strong{color:var(--v123-ink);font-size:17px}
.v123-article__body .dco-toc__head small{margin-top:2px;color:var(--v123-muted);font-size:12px}
.v123-article__body .dco-toc__grid{
  display:grid;
  grid-template-columns:repeat(4,minmax(0,1fr));
  gap:9px;
}
.v123-article__body .dco-toc__grid a{
  display:flex;
  align-items:center;
  gap:8px;
  min-width:0;
  padding:11px 12px;
  border:1px solid var(--v123-line);
  border-radius:11px;
  background:#fbfdff;
  color:var(--v123-ink);
  font-size:13px;
  font-weight:700;
}
.v123-article__body .dco-toc__grid a:hover{
  border-color:#b9d4ff;
  background:var(--v123-soft);
  text-decoration:none;
}
.v123-article__body .dco-toc__grid span{
  display:grid;
  place-items:center;
  width:24px;
  height:24px;
  flex:0 0 24px;
  border-radius:7px;
  background:#fff;
}
.v123-article__body .dco-topic__header{
  display:flex;
  align-items:center;
  gap:13px;
  margin:0 0 18px;
}
.v123-article__body .dco-topic__icon{
  display:grid;
  place-items:center;
  flex:0 0 46px;
  width:46px;
  height:46px;
  border-radius:14px;
  border:1px solid color-mix(in srgb,var(--dco-topic-accent) 24%,white);
  background:var(--dco-topic-soft);
  color:var(--dco-topic-accent);
  font-size:21px;
  font-weight:900;
}
.v123-article__body .dco-topic__eyebrow{
  display:block;
  margin-bottom:2px;
  color:var(--dco-topic-accent,var(--v123-blue));
  font-size:11px;
  line-height:1.2;
  font-weight:900;
  letter-spacing:.06em;
  text-transform:uppercase;
}
.v123-article__body .dco-topic__header h2{
  margin:0!important;
  padding:0!important;
  border:0!important;
  color:var(--v123-ink);
  font-size:25px;
}
.v123-article__body .dco-table-wrap{
  margin:8px 0 4px;
  box-shadow:0 5px 18px rgba(30,68,112,.04);
}
.v123-article__body .dco-table tbody tr:nth-child(even) td{background:#fbfdff}
.v123-article__body .dco-table td:first-child{color:var(--v123-ink);font-weight:700}
.v123-article__body .dco-steps{margin-bottom:0!important}
.v123-article__body .dco-step{
  position:relative;
  overflow:hidden;
  box-shadow:0 4px 14px rgba(30,68,112,.035);
}
.v123-article__body .dco-step:after{
  content:"";
  position:absolute;
  left:36px;
  top:58px;
  bottom:-12px;
  width:1px;
  background:#d7e6ff;
}
.v123-article__body .dco-step:last-child:after{display:none}
.v123-article__body .dco-step__number{
  position:relative;
  z-index:1;
  box-shadow:0 5px 14px rgba(8,102,245,.17);
}
.v123-article__body .dco-checklist li{
  box-shadow:0 3px 10px rgba(30,68,112,.025);
}
.v123-article__body .dco-warning,
.v123-article__body .dco-law{
  margin:8px 0 2px;
  box-shadow:0 5px 18px rgba(30,68,112,.04);
}
.v123-article__body .dco-warning__title,
.v123-article__body .dco-law__title{
  display:flex;
  align-items:center;
  gap:9px;
  font-size:18px;
}
.v123-article__body .dco-warning__title span,
.v123-article__body .dco-law__title span{
  display:grid;
  place-items:center;
  width:30px;
  height:30px;
  border-radius:9px;
  background:#fff;
}
.v123-article__body .dco-faq{
  margin:0 0 24px;
  padding:24px;
  border:1px solid var(--v123-line);
  border-radius:18px;
  background:#fff;
  box-shadow:0 7px 24px rgba(30,68,112,.05);
}
.v123-article__body .dco-faq .dco-topic__header{margin-bottom:14px}
.v123-article__body .dco-faq__item{
  transition:border-color .15s ease,background .15s ease;
}
.v123-article__body .dco-faq__item[open]{
  border-color:#c9dcfb;
  background:#f8fbff;
}
.v123-article__body .dco-bottom-summary{
  margin:0;
  padding:24px;
  border:1px solid #bcd7ff;
  border-radius:18px;
  background:linear-gradient(135deg,#f7fbff 0%,#eaf4ff 100%);
  box-shadow:0 7px 24px rgba(8,102,245,.06);
}
.v123-article__body .dco-bottom-summary .dco-topic__header{margin-bottom:14px}
.v123-article__body .dco-bottom-summary .dco-topic__icon{
  --dco-topic-accent:#277954;
  --dco-topic-soft:#edf8f2;
}
.v123-article__body .dco-bottom-summary ul{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:9px;
  padding:0;
  list-style:none;
}
.v123-article__body .dco-bottom-summary li{
  position:relative;
  padding:10px 12px 10px 34px;
  border:1px solid #d9e8fb;
  border-radius:11px;
  background:rgba(255,255,255,.78);
}
.v123-article__body .dco-bottom-summary li:before{
  content:"✓";
  position:absolute;
  left:11px;
  color:#277954;
  font-weight:900;
}
@media(max-width:900px){
.v123-article__body .dco-toc__grid{grid-template-columns:repeat(2,minmax(0,1fr))}
.v123-article__body .dco-summary__list,
.v123-article__body .dco-bottom-summary ul{grid-template-columns:1fr}
}
@media(max-width:560px){
.v123-article__body .dco-intro-copy{grid-template-columns:1fr;padding:16px}
.v123-article__body .dco-intro-copy__icon{width:40px;height:40px}
.v123-article__body .dco-summary{padding:17px 16px}
.v123-article__body .dco-summary__head{align-items:flex-start}
.v123-article__body .dco-toc{padding:16px}
.v123-article__body .dco-toc__grid{grid-template-columns:1fr}
.v123-article__body .dco-faq,
.v123-article__body .dco-bottom-summary{padding:17px 15px;border-radius:14px}
.v123-article__body .dco-topic__header{align-items:flex-start}
.v123-article__body .dco-topic__icon{width:40px;height:40px;flex-basis:40px;border-radius:12px;font-size:18px}
.v123-article__body .dco-topic__header h2{font-size:22px}
.v123-article__body .dco-topic__eyebrow{font-size:10px}
.v123-article__body .dco-step:after{display:none}
}
.v123-article__body .dco-topic-heading{
  --dco-topic-accent:#0866f5;
  --dco-topic-soft:#eef6ff;
  display:flex;
  align-items:center;
  gap:13px;
  margin:34px 0 16px;
  padding:28px 0 0;
  border-top:1px solid #d9e4f0;
  background:transparent;
}
.v123-article__body .dco-topic-heading--green{--dco-topic-accent:#388a61;--dco-topic-soft:#eef9f3}
.v123-article__body .dco-topic-heading--amber{--dco-topic-accent:#bd7500;--dco-topic-soft:#fff7e9}
.v123-article__body .dco-topic-heading--red{--dco-topic-accent:#b65252;--dco-topic-soft:#fff2f2}
.v123-article__body .dco-topic-heading--violet{--dco-topic-accent:#735ab6;--dco-topic-soft:#f6f2ff}
.v123-article__body .dco-topic-heading--cyan{--dco-topic-accent:#187f99;--dco-topic-soft:#eff9fb}
.v123-article__body .dco-topic-heading--indigo{--dco-topic-accent:#4866b5;--dco-topic-soft:#f1f4ff}
.v123-article__body .dco-topic-heading__icon{
  display:grid;
  place-items:center;
  width:42px;
  height:42px;
  flex:0 0 42px;
  border-radius:12px;
  background:var(--dco-topic-soft);
  color:var(--dco-topic-accent);
  font-size:20px;
  font-weight:900;
}
.v123-article__body .dco-topic-heading__copy{min-width:0}
.v123-article__body .dco-topic-heading__eyebrow{
  display:block;
  margin-bottom:2px;
  color:var(--dco-topic-accent);
  font-size:10px;
  line-height:1.2;
  font-weight:900;
  letter-spacing:.06em;
  text-transform:uppercase;
}
.v123-article__body .dco-topic-heading h2{
  margin:0!important;
  padding:0!important;
  border:0!important;
  color:var(--v123-ink);
  font-size:25px;
  line-height:1.2;
}
.v123-article__body .dco-checklist{
  margin:12px 0 20px!important;
  padding:0;
  border-top:1px solid #e2eaf3;
}
.v123-article__body .dco-checklist li{
  margin:0;
  padding:12px 2px 12px 34px;
  border:0;
  border-bottom:1px solid #e2eaf3;
  border-radius:0;
  background:transparent;
  box-shadow:none;
}
.v123-article__body .dco-checklist li:before{
  left:3px;
  top:12px;
  width:21px;
  height:21px;
  border-radius:7px;
}
.v123-article__body .dco-steps{margin:4px 0 0!important;padding:0}
.v123-article__body .dco-step{
  grid-template-columns:48px minmax(0,1fr);
  gap:14px;
  margin:0;
  padding:17px 0;
  border:0;
  border-bottom:1px solid #e0e8f2;
  border-radius:0;
  background:transparent;
  box-shadow:none;
  overflow:visible;
}
.v123-article__body .dco-step:first-child{border-top:1px solid #e0e8f2}
.v123-article__body .dco-step:after{display:none!important}
.v123-article__body .dco-step__number{width:40px;height:40px;border-radius:11px;box-shadow:none}
.v123-article__body .dco-table-wrap{
  margin:12px 0 8px;
  border:0;
  border-radius:0;
  box-shadow:none;
  background:transparent;
}
.v123-article__body .dco-table{border-top:1px solid #dbe5f0;border-bottom:1px solid #dbe5f0}
.v123-article__body .dco-table th,
.v123-article__body .dco-table td{border-right:0;border-bottom:1px solid #e3eaf2}
.v123-article__body .dco-table th{background:#f4f8fd}
.v123-article__body .dco-table tr:last-child td{border-bottom:0}
.v123-article__body .dco-warning,
.v123-article__body .dco-law{margin:14px 0 4px;border-radius:14px;box-shadow:none}
.v123-article__body .dco-faq{
  margin:34px 0 0;
  padding:28px 0 0;
  border:0;
  border-top:1px solid #d9e4f0;
  border-radius:0;
  background:transparent;
  box-shadow:none;
}
.v123-article__body .dco-faq__item{margin:0;border:0;border-bottom:1px solid #e0e8f2;border-radius:0;background:transparent}
.v123-article__body .dco-faq__item:first-of-type{border-top:1px solid #e0e8f2}
.v123-article__body .dco-faq__item[open]{border-color:#d4e2f4;background:#f8fbff}
.v123-article__body .dco-faq__item summary{padding-left:12px}
.v123-article__body .dco-faq__answer{padding-left:12px}
.v123-article__body .dco-bottom-summary{margin-top:34px;border-radius:14px;box-shadow:none}
@media(max-width:560px){
.v123-article__body .dco-topic-heading{align-items:flex-start;margin-top:27px;padding-top:23px}
.v123-article__body .dco-topic-heading__icon{width:38px;height:38px;flex-basis:38px;border-radius:11px;font-size:18px}
.v123-article__body .dco-topic-heading h2{font-size:22px}
.v123-article__body .dco-step{grid-template-columns:40px minmax(0,1fr);gap:11px;padding:14px 0}
.v123-article__body .dco-step__number{width:36px;height:36px}
}